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Our Loan Programs

What Do You Want In Your Loan?

Hundreds of available loan options. One focus on serving you.

Thinking about refinancing? Purchasing a new home? Or how about combining a bunch of debt together into one simple payment? Regardless of what you need, we've got the loan for you. With hundreds of different loan options at the fingertips of our expert staff of mortgage professionals, we guarantee we'll find the right one - just for you.

Mortgage Rate Results
Loan Program Reduced Payment Consolidate Debt Cash Out Low Down Payment Fixed-Rate Period Interest-Only Period

Fixed-Rate Mortgage Programs

Go for the security of a fixed-rate mortgage in available terms of either 30, 20, 15, or even 10 years.		 Yes Yes Yes   Yes check

Adjustable-Rate Mortgage (ARM) Programs

Want a lower rate for a while or don't plan on staying in the house for much time? An ARM in either 3/1, 5/1/ 7/1 or 10/1 terms is a perfect choice.		 Yes   Yes   Yes check

Interest-Only Mortgage Programs

Available in fixed-rate and adjustable-rate versions, this type of loan offers the flexibility you need.		 Yes       Yes check

Condo and Co-Op Loans

Want to refinance your condo, look no further. 		Yes Yes Yes   Yes check

Federal Housing Administration (FHA) Direct Mortgage Programs

These loans aim to allow first time homebuyers to obtain a mortgage by offering advantages such as a low down payment and no closing costs. 		  Yes Yes check Yes  

Economic Stimulus Act of 2008

The Act sets the mortgage limit for any given area at 125% of the median house price. So contact us now to see if your loan, state and county qualifies for this program because it only runs until December 31, 2008.		 Yes Yes Yes   Yes  

Jumbo Mortgage Programs

If you need a loan above the conforming single-family limit of $417,000, this is the loan for you. Available as fixed-rate, adjustable-rate and interest-only.		 Yes Yes Yes   Yes  
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