Refinance Home Mortgage

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"My experience was easy, quick and I was matched up with only one lender which was a blessing. I would highly recommend Refinance.com to everyone." -Bob & Marie D., VA

Featuring the Mortgage Grade Calculator
™
The top-minds in the industry designed the Mortgage Grade Calculator to help consumers find the best refinancing for which they qualify, period. No guesswork, just results. It's smart, fast and free. Click Here to watch the Mortgage Grade Video
- Automatically pulls a viewable credit report from Experian™
- Calculates your 'Mortgage Grade' and provides instant financial analysis
- Identifies quick ways to improve your loan application-so you'll get the best loan available
- Filters loans by your 'TrueCost', which includes all fees, rates & points; making it easy to see your savings
- Intelligently finds that best loan that fits your specific needs
View Mortgage Grade Details

See How It Works

Current Mortgage Rates

Loan Type	Rate	Apply Now
30/yr. Fixed	3.85%	Get Loan
15/yr. Fixed	3.85%	Get Loan
5/1 ARM	3.85%	Get Loan

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Protection. Promise. Price.

Home-Account offers the smartest Online Mortgage Solution in America. Home Account Inc's mission is to reduce the time and money it takes to find and secure the best mortgage. Our Protection, Promise & Price guarantees borrowers the lowest cost mortgage for which they are qualified, promises no direct financial benefit from a particular loan chosen, and is the borrowers advocate.

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Mortgage Professor

"The nation's authority on all things
mortgage related"

Visit the Professor's Library

- Guidance for Refinancing
- 5 Important Refinance Tips
- Finding the Right Mortgage Lender
- Myths of Refinancing
- Refinance Rumors
- Questions About Refinancing
- Taking Advantage of the Obama Plan
- Mortgage Rates
- What is an Annual Percentage Rate?
- What Affects Mortgage Rates?
- Loan Programs
- Reasons to Choose an FRM (Fixed Rate)
- Reasons to Choose an ARM (Adjustable Rate)
- Second Mortgage vs HELOC
- Mistakes to Avoid
- Hidden Costs of Refinancing
- 4 Signs of a Refinance Scam
- Why Refinance?
- Top 3 Reasons to Refinance